5 TRICKS TO BOOST YOUR CREDIT
1. PAY DOWN YOUR BALANCES
Decreasing your debt has the biggest impact on your credit score. The more available credit you have, the better.
2. GET CURRENT ON YOUR BILLS
If you're already late on a payment, pay it off as soon as possible for a quick credit boost.
3. OPEN A NEW ACCOUNT
If you open a new type of card, it increases your total credit line and helps your "credit mix."
4. BECOME AN AUTHORIZED USER
Becoming a user on a responsible family member's account will let you piggyback on the account's good credit.
5. DON'T CALL YOUR UTILITIES
It's a myth that calling utility providers and asking them to report your payment history will boost your credit. Don't waste your time.