5 TRICKS TO BOOST YOUR CREDIT

July 17, 2019

5 TRICKS TO BOOST YOUR CREDIT

1. PAY DOWN YOUR BALANCES

Decreasing your debt has the biggest impact on your credit score.  The more available credit you have, the better. 

2. GET CURRENT ON YOUR BILLS

If you're already late on a payment, pay it off as soon as possible for a quick credit boost. 

3. OPEN A NEW ACCOUNT

If you open a new type of card, it increases your total credit line and helps your "credit mix."

4. BECOME AN AUTHORIZED USER

Becoming a user on a responsible family member's account will let you piggyback on the account's good credit. 

5. DON'T CALL YOUR UTILITIES

It's a myth that calling utility providers and asking them to report your payment history will boost your credit. Don't waste your time. 


source: realtor.com